Mortgage Rates

Adjustable Rate Mortgages*
(Effective: Tuesday, May 21, 2013)

Program

Interest Rate

Points

APR

Monthly Payments
per $1000 borrowed

One Year ARM

3.375%

2.967%

months 1 to 12 $4.42
months 13 to 360 $4.16

3/3 ARM

3.500%

3.262%

months 1 to 36 $4.49
months 37 to 360 $4.30

5/5 ARM

3.500%

3.637%

months 1 to 60 $4.49
months 61 to 360 $4.55

7/1 ARM

4.250%

3.578%

months 1 to 84 $4.92
months 85 to 360 $4.29

10/1 ARM

4.500%

3.947%

months 1 to 120 $5.07
months 121 to 360 $4.39

*Annual Percentage Rate (APR) and rates based upon 20% down and subject to change without notice. Listed rates apply only to 1-4 family, owner-occupied homes. Rates and APRs may increase after consummation. Prepayment penalties may apply. Payments based on 30 year term.

_{Your payment does not include taxes and insurance. Your payments may be greater if the loan is a first lien.}

Program	Interest Rate	Points	APR	Monthly Payments per $1000 borrowed
Fixed Rate Mortgages* (Effective: Tuesday, May 21, 2013)
10 Years	2.500%	2	3.059%	$9.43
	2.625 2.625%	1	2.972%	$9.48
	2.750%	0	2.888%	$9.54

15 Years	2.625%	2	3.009%	$6.73
	2.750%	1	2.989%	$6.79
	2.875%	0	2.970%	$6.85

20 Years	3.250%	2	3.555%	$5.67
	3.375%	1	3.566%	$5.74
	3.500%	0	3.578%	$5.80

30 Years	3.375%	2	3.594%	$4.42
	3.500%	1	3.638%	$4.49
	3.625%	0	3.682%	$4.56
*Annual Percentage Rate (APR) and rates based upon 20% down and subject to change without notice. Listed rates apply only to 1-4 family, owner-occupied homes. Maximum fixed rate loan is subject to FNMA/FHLMC limits. _{Your payment does not include taxes and insurance. Your payments may be greater if the loan is a first lien.}

This calculator estimates your monthly loan payment. To use it:

• In "Loan Amount," enter the total price of the loan in dollars.
• In "Interest Rate" enter the interest rate of the loan.
• In "Loan Terms" enter the term in years of your loan.

Then press "Calculate" and look for the estimated monthly payment you need to make to repay the loan. Please note that the payment calculation is principle and interest only it does not include taxes or insurance.

Loan Calculator

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