Abington Bank’s “Wear the Hat to Win” Contest Official Rules

Send in your photos of you wearing your Abington Bank Hat throughout the world to myhat@TheAbingtonBank.com!

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ELIGIBILITY: NO PURCHASE NECESSARY. PURCHASING A PRODUCT WILL NOT
IMPROVE CHANCES OF WINNING. CONTEST VOID WHERE PROHIBITED. Open to
Massachusetts residents who are 18 years of age or older as of the date of entry.
Current and past employees and directors of Abington Bank (“Bank”) and members of
their immediate families are not eligible.

HOW TO ENTER: Contest begins at 7:00 AM Daylight Savings Time (“DST”) on March 17, 2014 and ends at 12:01 PM DST August 29, 2014. The Bank will distribute approximately 1,600 Abington Bank hats at the St. Patrick’s Day Parade in Abington on March 16, 2014. The Bank also distributed approximately 11,800 Abington Bank issued hats in 2008, 2009, 2010, 2011, 2012 & 2013. Persons wearing any Abington Bank issued hats at the St. Patrick’s Day Parade in Abington on March 16, 2014 will be eligible for one of the twenty $50 prizes. Persons wearing any Abington Bank issued hats between March 17, 2014 and August 29, 2014 will be eligible to receive one of the twenty-four $100 prizes.

PRIZES: Twenty-four $100 and twenty $50 cash prizes will be awarded.

ODDS OF WINNING: The odds of winning one of the twenty-four $100 or one of the twenty $50 prizes are approximately 44/13,400, or approximately 1/305.

WINNER SELECTION: Vouchers for twenty $50 prizes will be randomly awarded to persons seen wearing any Abington Bank issued hats by anonymous bank designees on March 16, 2014. Vouchers for twenty-four $100 prizes will be randomly awarded to persons seen wearing any Abington Bank issued hats between March 17, 2014 and August 29, 2014 by anonymous bank designees. Winners of the $50 and $100 prizes must redeem their cash prizes at the Bank by 12:01 PM DST November 1, 2014 or they will forfeit the cash prize. The Bank will not issue additional vouchers to the extent that the forty-four vouchers the Bank issues are not redeemed.

GENERAL RULES: By participating in the Contest, entrants agree to the Official Rules. Winner shall be required to sign affidavit of eligibility and a receipt. Winners will be required to provide their social security number for tax purposes in order to receive prize. Acceptance of prize constitutes permission to use winners’ names and likenesses for promotional purposes without further compensation. Winners will be photographed when they redeem prizes for use in advertisements. Winners will be required to sign publicity releases in order to receive prize. Prizes are not transferable. Abington Bank reserves the right to substitute a prize of equal value. All taxes, including but not limited to income taxes, are the responsibility of the winners. By acceptance of a prize, winners release and hold harmless the Bank and any of their affiliates and all of their respective persons and agents from all liability or claims whatsoever for injuries or losses to persons, including the winners, and property, which may be sustained, directly or indirectly, in connection with participation in this contest or a contest-related activity or by reason of the receipt, acceptance, possession or misuse of the prizes.

PRIVACY: The Bank will not share personal information with other marketers unless explicit consent has been given. If explicit consent has not been given, personal information will not be shared. The Bank may contact entrants about future Bank products.

CHOICE OF LAW: The interpretation of these Official Rules shall be governed by the laws of the Commonwealth of Massachusetts. Should there be a conflict between the laws of the Commonwealth of Massachusetts and any other laws, the conflict will be resolved in favor of the laws of the Commonwealth of Massachusetts.

ARBITRATION: As a condition of participating in this Contest, entrant agrees that (1) any and all disputes and causes of action arising out of or connected with this Contest or any prizes awarded shall be resolved by final and binding arbitration under the rules of the American Arbitration Association (“AAA”) and shall be held at the AAA regional office nearest the participant. The Federal Arbitration Act shall govern the interpretation, enforcement, and all proceedings at such arbitration and judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, punitive, incidental, or consequential damages, or any other damages, including attorney’s fees, other than entrant’s actual out-of-pocket expenses (i.e. costs associated with entering this Contest), and entrant further waives all rights to have damages multiplied or increased.

WINNERS LIST: For winners’ names, available after August 29, 2014, send a self-addressed, stamped envelope to the Abington Bank “Wear the Hat to Win” Contest, 6 Harrison Avenue, Abington, MA 02351. Requests must be postmarked by November 28, 2014. Winners’ names will also be posted in the Bank from March 17, 2014 until November 28, 2014.

SPONSOR: This contest is sponsored by Abington Bank, 6 Harrison Avenue, Abington, MA 02351.

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